And not so much.
After being laid off from my job of twenty-seven years, and searching for a new one for a year, I became gainfully employed again.
It has been interesting, learning a new job, meeting new people and trying to understand the mindset of people who have not spent their lives in a manufacturing environment.
One thing I learned very quickly was to keep my mouth shut about my situation. We were about halfway through my period of unemployment when Wonder-Girl looked up at me one afternoon and said, “I am so glad you convinced me to pay off our house.”
What happened was, as she was determining what to do with her inheritance, I offered this idea. (Now understand that her inheritance is hers. Whatever she wanted to do was fine by me. I fully trust her judgment and offered only one suggestion.)
“I think it would be a good idea to pay off the house. This way, if you want to work, you can. If you don’t want to work, you can do that also.)
So as we sat there, watching the weeks of my severance pay diminish, we knew we didn’t have to worry about the house.
This became more important as we watched the housing market implode from everyone’s bad decisions and circumstances beyond their control.
We knew several friends who had a divorce, loss of job, or sickness suddenly change their situation. Suddenly, the house they could afford was no longer affordable. Many lost their homes. Sure, a few did stupid things when they bought their houses near the peak of the market; some got terrible advice also.
Wonder-Girl always said that she never wanted to take out another loan and use the house as collateral. Do nothing to endanger our home.
And now I sit and talk to friends and coworkers who are suck where they are because they owe more on their house than it is worth. I find it best to commiserate with them on the market, the job opportunities, etc. I don’t tell them that I have not had to worry about a mortgage payment. No sense in gloating over the fact that we were both careful and lucky.
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